Top Five BMO Travel Credit Cards

BMO card

If you are a fan of BMO, there are currently five personal credit card products offering a travel-related sign up bonus. They come in two main flavours: Air Miles and BMO Rewards.

BMO World Elite Mastercard
Intro Bonus: 35,000 BMO Rewards points after you spend $3,000 in first 3 months.
Annual Fee: $150 (refunded if minimum spend made and you apply by June 28)
Earn: 3 BMO Rewards points/$1 spent on eligible travel, dining and entertainment purchase; 2 points/$1 spent everywhere else
Minimum Annual Income: $80,000 personal; $150,000 household
Insurances+: Extended Warranty (1 year), Purchase Protection (90 days), Travel Accident ($500,000); Emergency Medical (21 days 65 and under only); Trip Cancellation ($2500); Trip Interruption ($2000); Flight Delay ($500); Baggage Delay ($200); Lost or Stolen Baggage ($750); Personal Effects ($750); Hotel Burglary ($750); Rental Car Theft and Damage; Rental Car Accident ($200,000); Rental Car Personal Effects ($1000).
Additional: 4 Priority Pass lounge passes; up to 25% off and 2X reward miles with Alamo and National car rentals; Concierge.
BMO Rewards Program: BMO Rewards can be used for any type of travel booked through the BMO travel agency, merchandise, gift cards, investments, donations, taxes and fees. No blackouts or restrictions. Price match guarantee on select airfare and vacation packages on reward bookings.Points are not transferable to other programs. You will be charged a $29.95 booking fee if you book your travel over the phone, waived if you book it yourself online. 1 BMO Reward point is worth ~0.7 cents, so each $1 of travel will cost 140 BMO points.

BMO Air Miles World Elite Mastercard
Intro Bonus: if you apply by June 28, 2018, 1,000 Miles after your first purchase; additional 2,000 Bonus Miles with a minimum spend of $3,000 within the first 3 months.
Annual Fee: $120 (refunded if you apply by June 28)
Earn: 1 Mile/$10 in credit card purchases. You can also use an AirMiles card to collect extra points at participating merchants.
Minimum Annual Income: $80,000 personal; $150,000 household
Insurances+: Extended Warranty (1 year), Purchase Protection (90 days), Travel Accident ($500,000); Emergency Medical (15 days 65 and under only); Trip Cancellation ($2500); Trip Interruption ($2000); Flight Delay ($500); Baggage Delay ($200); Lost or Stolen Baggage ($750); Personal Effects ($750); Hotel Burglary ($750); Rental Car Theft and Damage; Rental Car Accident ($200,000); Rental Car Personal Effects ($1000).
Additional: Priority Pass lounge membership, plus two annual passes per membership year; up to 25% off and 2X reward miles with Alamo and National car rentals; Concierge.
Air Miles Program: Air Miles can be used for cash rewards (in-store and on-line) or dream rewards (merchandise, events & attractions, stage pass, dream sweepstakes, travel). Travel rewards generally offer the highest value. The availability of flights and hotels and the value of the Air Miles you require vary according to where you’re flying or staying and when you’re booking. Some other reward programs allow you to convert their points to Air Miles; however, Air Miles cannot be converted to any other program. Value of a point varies depending on what you are redeeming the points for, but is usually between 12 and 19 cents.

BMO Rewards MasterCard
Intro Bonus: if you apply before October 31st, 2018, 10,000 points first purchase, additional 10,000 points if you spend $1000 in first three months
Annual Fee: $0
Earn: 1 point/$1
Insurances+:Purchase Protection (1 year), extended warranty (90 days), Travel Accident ($500,000)
Additional: up to 25% off at National and Alamo at participating locations
BMO Rewards Program: BMO Rewards can be used for any type of travel booked through the BMO travel agency, merchandise, gift cards, investments, donations, taxes and fees. No blackouts or restrictions. Price match guarantee on select airfare and vacation packages on reward bookings.Points are not transferable to other programs. You will be charged a $29.95 booking fee if you book your travel over the phone, waived if you book it yourself online. 1 BMO Reward point is worth ~0.7 cents, so each $1 of travel will cost 140 BMO points.

BMO Airmiles MasterCard
Intro Bonus: 500 AirMiles on first purchase, a1.99% introductory interest rate on balance transfers for 9 months if you apply by October 31, 2018
Annual Fee: $0
Earn: 2x the Miles for every $20 spent at participating retailers; 1 Mile for every $20 spent everywhere else
Minimum Annual Income: N/A
Insurances+: Purchase Protection (1 year), extended warranty (90 days)
Additional: up to 25% off at National and Alamo at participating locations
Air Miles Program: Air Miles can be used for cash rewards (in-store and on-line) or dream rewards (merchandise, events & attractions, stage pass, dream sweepstakes, travel). Travel rewards generally offer the highest value. The availability of flights and hotels and the value of the Air Miles you require vary according to where you’re flying or staying and when you’re booking. Some other reward programs allow you to convert their points to Air Miles; however, Air Miles cannot be converted to any other program. Value of a point varies depending on what you are redeeming the points for, but is usually between 12 and 19 cents.

BMO U.S. Dollar Mastercard
Intro Bonus: when your purchases total U.S. $1,000 or more in a year, next year’s annual fee is refunded.
Annual Fee: $35 US
Insurances+: Purchase Protection (1 year), extended warranty (90 days)

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